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New Hampshire Small Business Insurance

Being a small business owner in New Hampshire is rewarding but tough. Give yourself one less thing to worry about by working with AmVenture Insurance Agency, Inc. to secure your small business insurance. Our bespoke insurance solutions are designed for small businesses like yours, so your business is outfitted with competitive insurance that fits your business. Liability claims, workplace injuries, and property damage can compromise your company's bright future. Don't leave yourself and your employees in the lurch.

Small Business Insurance in New Hampshire

While a crystal ball to predict the future would be nice, AmVenture gives small businesses some help in the uncertain world. Our small business insurance solutions are designed to protect you in the event of work-related bodily injuries or illnesses, vehicle collisions, and third-party claims. New Hampshire's business owners can rest easy, knowing they have insurance that helps cover their business and employees while meeting state insurance requirements.

What Does It Cover?

At AmVenture, we help our clients with bespoke insurance solutions. After all, only you know the best insurance solutions for your small business. We can, however, provide information on several of the popular products in New Hampshire:

  • Workers' Compensation: Under state law, workers' compensation must be provided to all employees. If an employee sustains a work-related injury or illness, this state-mandated insurance typically offers coverage to the afflicted parties. By providing workers' compensation insurance, your company is also generally granted immunity from any lawsuit filed by your employee against your company in connection with the workers' compensation claim. Declining to provide workers' compensation insurance is illegal in New Hampshire. As a business owner, the failure to carry this insurance could result in civil fines and criminal charges. So, it's vital to tread on the right side of the New Hampshire law.
  • Businessowners Policy (BOP): Even picturesque New Hampshire is subjected to vandalism and fires. That's why a BOP was created. Available for a highly competitive rate, BOPs bundle three products together: General Liability Insurance, Property Insurance, and Business Interruption. Property Insurance is designed to cover damage to your premises, while Business Interruption provides coverage if your workplace temporarily closes due to a covered cause of loss. Finally, General Liability Insurance is intended to deal with third party claims, including bodily injury on your property, alleged harm caused by your products, and even advertising injury in certain cases.
  • Commercial Auto Insurance: In the event of an automobile-related incident, Commercial Auto Insurance is a tremendous asset to small businesses with company-owned vehicles. For example, an accident involving commercial vehicles could mean significant financial burden for you. Property damage, liability claims, and medical expenses all come with lofty price tags. Fortunately, Commercial Auto Insurance is often enough to shield a small business from most of these financial hardships.
  • Cyber Liability Insurance: If your company's operations are stored in a shared database, you could be vulnerable to cyber crime. Each year, thousands of hacking attacks and data breaches compromise American businesses' private information. These crimes often result in costly consequences like public data leaks and identify theft. After a cyber attack, Cyber Liability Insurance could help to shoulder the financial burden.

How Do I Get Small Business Insurance in New Hampshire?

Armoring your small business against the unexpected isn't impossible. AmVenture can help you choose from a wide array of insurance solutions that will help protect your small business in New Hampshire. When you're ready to start designing your insurance package, fill in our online form and a knowledgeable representative will be in touch soon.

About AmVenture

  • “A-” (Excellent) by A.M. Best Company

    Our affiliated insurance carriers are rated “A-” (Excellent) by A.M. Best Company, a widely recognized provider of ratings, financial data & news with an exclusive insurance industry focus.

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  • 24/7 online claim filing

    Our affiliated carriers provide 24/7 online claim filing so you don’t lose valuable time between claim and resolution.

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  • Workers’ compensation

    We specialize in workers’ compensation for small- to mid-sized “Main Street” businesses, supported by an experienced and dedicated staff.

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  • Superior service

    Our goal is to provide a competitive premium cost while delivering superior service that allows you – as a small business owner – the security of knowing your business is protected.

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Call today to get your free small business insurance quote!

(877) 813-8518